An institutional credit house for bitcoin.
Minted originates, underwrites and lends against BTC as principal lender, through a private marketplace and a platform that runs the whole facility lifecycle.

of institutional digital asset lending capital is supplied by retail participants through DeFi applications.
Bitcoin became a treasury asset. Credit did not keep up.
About 95% of institutional digital asset lending capital comes from retail participants through DeFi. That capital can leave at short notice, so the market favors evergreen loans that can be recalled.
Institutions cannot plan a five-year strategy on a loan that can be called next week. Minted closes the gap: committed institutional capital, on agreed maturity, pricing and repayment terms.
Institutional BTC-backed term credit.
Minted is not
- A DeFi protocol
- A crypto exchange
- A broker
- A lending app
Why Minted.
To mint is to strike value into a form that holds: a fixed weight, an exact standard, a mark anyone can verify. Minted does the same for credit.

The mint Where value is struck to a standard: exact, verified, permanent.

Newly minted A new credit institution for a new collateral class.

The record To mint is to create a record that cannot be rewritten. Minted keeps a private, immutable record of every facility on Canton.
Two parties. One bridge.
Two parties. Two arches, borrower and capital partner, meeting at one point on agreed terms.
How we work.
- 01
Terms before tempo
We move fast, but never ahead of the paperwork.
- 02
Principal, not middleman
We underwrite, lend and stay in the relationship.
- 03
Private by default
Information is shared on a need-to-know basis, by design.
- 04
Proof over promise
Every claim comes with a number, a document or a record.
- 05
Built to term
We design for the whole life of a facility, not the first transaction.
Precise. Discreet. Fair.
Precise Numbers first, every term stated.
Discreet Private by default. Borrower identity stays private until an introduction is agreed.
Fair Both sides of the table. Custody, collateral use and cure periods are agreed up front.
Leadership.
- luis@minted.credit
Luis Cuello
Founder & CEO
Questions
Answers for borrowers, capital partners and referral partners about Minted's term facilities, custody, structure and process.