Secured, recurring spread income on institutional BTC-backed facilities.
200 to 500 bps annual LP spread above cost of funds, on facilities Minted originates, underwrites and services as principal.
The demand is for dependable term funding.
About 95% of institutional digital asset lending capital comes from retail participants through DeFi. Institutional borrowers need financing horizons that support their operating plans, and a current pipeline of $700m is looking for it.
- 95%
- 95%
of institutional digital asset lending capital is supplied by retail participants through DeFi applications.
- Current pipeline
- $700m
Current pipeline
Top-of-funnel financing opportunities
Recurring income that scales with deployment.
200 to 500 bps annual LP spread above cost of funds.
Annual spread income
Illustrative
$3.5m
$292k monthly equivalent
Illustrative. Annual income equals deployed capital multiplied by the spread.
Annual LP spread income per $100m of deployed capital: $2m–$5m. Monthly equivalent per $100m of deployed capital: $167k–$417k.
| Deployed capital | At 200 bps a year | At 500 bps a year |
|---|---|---|
| $0.5m | $1.25m | |
| $1m | $2.5m | |
| $2m | $5m | |
| $5m | $12.5m |
Minted sits between your capital and the borrower.
The financing relationship sits with Minted as principal lender and lender of record. You provide facility capital under agreed credit terms; Minted underwrites, funds and manages every borrower facility.
Capital partner
Provides facility capital under agreed credit terms.
- Facility capital
Minted
Underwrites and funds loans. Manages the borrower relationship.
- Term financing
Institutional borrower
Receives financing against eligible collateral.
Qualified custody, segregated collateral and transaction-specific security and control agreements support the structure.
What does a capital partner provide?
Secured lending to Minted that supports an agreed portfolio of institutional borrower facilities, with defined eligibility and concentration limits and agreed reporting.
- 01
Mandate
Secured lending to Minted, supporting an agreed portfolio of institutional borrower facilities.
- 02
Duration
Committed funding aligned to borrower terms, including one- to five-year requirements.
- 03
Scale
Capacity for institutional loan sizes, with an agreed path to expand as funded demand grows.
- 04
Execution
A clear underwriting route, defined eligibility and concentration limits, and agreed reporting and collateral controls.
Secured at every level.
Custody, segregation, documents and limits, agreed before the first facility funds.
Qualified custody
Bitcoin collateral is held in qualified custody.
Segregated collateral
Collateral is segregated, facility by facility.
Security and control agreements
Transaction-specific agreements govern custody and collateral actions.
Limits and reporting
Defined eligibility and concentration limits, with agreed reporting and collateral controls.
What you receive.
Facility reporting
Exposure, balances, interest schedules, repayments and collateral coverage, on an agreed schedule.
A private record
A private, immutable record of financing activity on Canton, visible to the parties only.
Defined responsibilities
Minted maintains loan reporting and relationship management. Custody and collateral actions follow the applicable agreements.
From introduction to first funding.
01
Introduction
A first conversation between credit teams.
02
Credit review
Underwriting route, eligibility and concentration limits.
03
Terms agreed
Duration, scale and pricing of the facility.
04
Documentation
Reporting and collateral controls, in writing.
05
First facility funded
Committed capital meets funded demand.
A focused capital introduction.
For credit teams in institutional BTC-backed term lending.
