Questions.
Answers for borrowers, capital partners and referral partners. If yours is not here, ask us directly.

General
An institutional credit house for bitcoin. Minted originates, underwrites and lends against BTC as principal lender, on committed terms of one to five years.
Minted is not a DeFi protocol, a crypto exchange, a broker or a lending app.
Minted. We originate, underwrite and fund each loan as principal lender and lender of record, and we manage the borrower relationship.
Every step of a facility is written to a private record on Canton, visible to the parties only. It supports monitoring and credit assessment over time.
Borrowers
Institutions that hold bitcoin: publicly listed digital asset treasuries, asset managers, family offices and operating businesses.
One to five years. The term is agreed up front and the funding is committed for that term.
No. A Minted facility is committed for its term. It is not recallable at short notice.
In qualified custody, segregated for every facility, under transaction-specific security and control agreements.
Coverage is monitored every day. Margin calls and cure periods are set out in the terms before the facility funds.
Not without your agreement. Borrower identity stays private until an introduction is agreed.
Capital partners
Secured lending to Minted that supports an agreed portfolio of institutional borrower facilities, with defined eligibility and concentration limits and agreed reporting.
A 200 to 500 bps annual LP spread above cost of funds. On $100m of deployed capital that is $2m to $5m a year.
Committed funding aligned to borrower terms, including one- to five-year requirements, with an agreed path to expand as funded demand grows.
Facility exposure, balances, interest schedules, repayments and collateral coverage, on an agreed schedule, with a private record on Canton.
Getting started
Send a confidential request with size, currency, tenor and collateral. We answer with terms.
A member of the credit desk replies within one business day.
Yes. Referral partners introduce institutions in confidence, and Minted structures the request and answers with terms.
Prefer to talk first?
Requests are confidential. A credit desk answers within one business day.
