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Terms
that hold.

Committed term credit against bitcoin. Agreed up front, held for the whole term, one to five years.

Request termsFor capital partners

Minted turns bitcoin into dependable term capital, originated, underwritten and serviced on agreed terms.

Minted originates, underwrites and lends against bitcoin as principal lender, on committed terms of one to five years.

How it works

  • $300m

    Loans originated

    Cumulative completed loan transaction volume

  • $700m

    Current pipeline

    Top-of-funnel financing opportunities

  • 1–5yrs

    Committed term

    Aligned to borrower plans

  • 200–500bps

    Annual LP spread

    Above cost of funds

Built for both sides of the table.

Borrowers

Liquidity against your bitcoin, on a horizon that fits your plan.

  • Agreed up front
  • Committed for the term
  • Qualified custody
  • Time to cure
For borrowers

Term sheet

Facility 0412

  • RateStated in the term sheet and agreed in writing before funding.
  • TenorOne to five years, aligned to your treasury and investment requirements.
  • CollateralBTC, held in qualified custody and segregated for your facility.
  • Coverage and cureCoverage levels, margin calls and cure periods, set out in the terms.
Agreed in writing
Committed for the term

Capital partners

Secured, recurring spread income on institutional BTC-backed facilities.

  • 200 to 500 bps annual LP spread above cost of funds.
  • Annual LP spread income per $100m of deployed capital: $2m–$5m
  • Committed funding aligned to borrower terms, including one- to five-year requirements.
For capital partners

Deployed capital

$100m

$2m–$5m

Annual LP spread income

$167k–$417k

Monthly equivalent

200 to 500 bps

Referral partners

One channel for borrower demand, credit assessment and repeat financing.

  • One channel
  • Structured requests
  • Private price discovery
  • Repeat financing
For referral partners

Structured request

Private by default

  • Facility size

    $25m to $100m

  • Currency

    USD

  • Tenor

    Three years

  • Collateral

    BTC

  1. Introduce
  2. Structure
  3. Terms
  4. Repeat

Bitcoin became a treasury asset. Credit did not keep up.

Minted closes the gap with committed institutional capital, on agreed maturity, pricing and repayment terms.

Why Minted exists

  • 95%

    of institutional digital asset lending capital is supplied by retail participants through DeFi applications.

    Recallable money cannot fund a plan.

    Recallable loans create refinancing pressure. They limit how far treasuries and public companies can commit capital to long-term work.

Slide 1 of 5: Recallable money cannot fund a plan.

From request to repayment.

Every facility follows the same five steps, on terms agreed before anything moves.

How it works

  1. 01

    Request

    A confidential request, structured by size, currency, tenor and collateral.

  2. 02

    Terms agreed

    Rate, tenor and collateral, compared in private and agreed in writing.

  3. 03

    Funding

    Committed capital funds the facility.

  4. 04

    Servicing

    Coverage, interest and reporting, monitored every day.

  5. 05

    Maturity

    Repaid on term.

Every facility leaves a record.

Exposure, balances, interest schedules, repayments and collateral coverage, kept in one place and recorded privately on Canton.

See the platform

  • Consolidated financing profile

    Facility exposure, balances, interest schedules, repayments and collateral coverage.

  • Private records on Canton

    A private, immutable record of financing activity supports ongoing monitoring and credit assessment.

  • Defined servicing responsibilities

    Minted maintains loan reporting and relationship management.

Questions.

Answers for borrowers, capital partners and referral partners. If yours is not here, ask us directly.

All questions

  • Institutions that hold bitcoin: publicly listed digital asset treasuries, asset managers, family offices and operating businesses.

  • One to five years. The term is agreed up front and the funding is committed for that term.

  • Minted. We originate, underwrite and fund each loan as principal lender and lender of record, and we manage the borrower relationship.

  • In qualified custody, segregated for every facility, under transaction-specific security and control agreements.

  • Secured lending to Minted that supports an agreed portfolio of institutional borrower facilities, with defined eligibility and concentration limits and agreed reporting.

Two parties. One bridge.

Two arches, borrower and capital partner, meeting at one point on agreed terms.

Request termsFor capital partners