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Questions.

Answers for borrowers, capital partners and referral partners. If yours is not here, ask us directly.

General

  • An institutional credit house for bitcoin. Minted originates, underwrites and lends against BTC as principal lender, on committed terms of one to five years.

  • Minted is not a DeFi protocol, a crypto exchange, a broker or a lending app.

  • Minted. We originate, underwrite and fund each loan as principal lender and lender of record, and we manage the borrower relationship.

  • Every step of a facility is written to a private record on Canton, visible to the parties only. It supports monitoring and credit assessment over time.

Borrowers

  • Institutions that hold bitcoin: publicly listed digital asset treasuries, asset managers, family offices and operating businesses.

  • One to five years. The term is agreed up front and the funding is committed for that term.

  • No. A Minted facility is committed for its term. It is not recallable at short notice.

  • In qualified custody, segregated for every facility, under transaction-specific security and control agreements.

  • Coverage is monitored every day. Margin calls and cure periods are set out in the terms before the facility funds.

  • Not without your agreement. Borrower identity stays private until an introduction is agreed.

Capital partners

  • Secured lending to Minted that supports an agreed portfolio of institutional borrower facilities, with defined eligibility and concentration limits and agreed reporting.

  • A 200 to 500 bps annual LP spread above cost of funds. On $100m of deployed capital that is $2m to $5m a year.

  • Committed funding aligned to borrower terms, including one- to five-year requirements, with an agreed path to expand as funded demand grows.

  • Facility exposure, balances, interest schedules, repayments and collateral coverage, on an agreed schedule, with a private record on Canton.

Getting started

  • Send a confidential request with size, currency, tenor and collateral. We answer with terms.

  • A member of the credit desk replies within one business day.

  • Yes. Referral partners introduce institutions in confidence, and Minted structures the request and answers with terms.

Prefer to talk first?

Luis Cuello, Founder & CEO

luis@minted.credit